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Mortgage OD

Mortgage OD

Fingrowth Bank offers at competitive interest rate loan-limit to meet the various needs/ requirement of the individuals/self-employed persons or professionals/business persons by mortgaging immovable property.

Who can borrow ?
a) Individuals, who are

i)    Employees.
ii )  Professionals
iii)  Businessman/Others who are Income tax payee
b)   Net monthly income for salaried persons is not less than Rs. 5000/-p.m. or net annual income is not less than Rs. 60,000/- in case of self
       employed and others.
      (The genuine income of spouse may be considered if he or she is co-borrower)
Age Limit : Maximum age limit: 60 years.

Where to approach ?
You may contact any of our branches, spread all over in Jaipur, Kishangarh (Ajmer) and Palanpur (Gujarat) or the Head Office of our Bank.

Maximum limit of assistance :
Mortgage O.D. Limit
a) Four times of yearly income
b) Minimum amount Rs.1.00 Lacs and maximum amount Rs. 10.00 Lacs.

What documents are required ?
Duly filled specified application form along with requisite documents.
A) For salaried employees :
• Salary certificate/Income Tax Return
• Verification of employment from employer.
• If job is transferable, permanent address for correspondence.
B) For Self employed persons :
• Evidence o f income
• Copy of bank accounts if not an account holder of the bank.
• Income-tax return of last 2 years along with PAN Card.
• Residence proof

Security : Legally acceptable title documents of non-